1. INTRODUCTION
WeMasterTrade (referred to as "the Company", "we", "us") is committed to the prevention of money laundering, terrorism financing, and other financial crimes. This Anti-Money Laundering and Counter-Terrorism Financing Policy ("AML/CTF Policy") sets out the principles and procedures adopted by the Company to comply with applicable laws and international standards.
Our AML/CTF framework is aligned with:
• The Financial Action Task Force (FATF) 40 Recommendations
• The Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), Canada
• FINTRAC regulatory guidance
• Applicable EU, UK, and international AML/CTF standards
2. ABOUT THE COMPANY
WeMasterTrade is a global proprietary trading evaluation platform at wemastertrade.com. All trading activity on the platform is conducted in a fully simulated environment using demo accounts. No real funds are traded on behalf of users. Users pay a one-time access fee to participate in evaluation programs. Performance-based rewards may be granted at the sole discretion of the Company from its own revenue pursuant to contractual agreements, and do not constitute investment returns, guaranteed income, or financial services. The Company does not hold, manage, transmit, or custody any client funds.
The Company does not establish any fiduciary, client, or investment relationship with users. The Company does not act as a bank, broker, investment adviser, money transmitter, or custodian.
3. SCOPE
This Policy applies to:
• All users accessing the WeMasterTrade platform globally
• All employees, contractors, officers, and agents of the Company
• All financial transactions processed in connection with the Company's services
4. COMPLIANCE FUNCTION
The Company has designated a responsible compliance function to oversee the implementation and enforcement of this Policy. The compliance function is responsible for:
• Implementing and maintaining AML/CTF procedures
• Conducting and overseeing customer due diligence
• Monitoring transactions for suspicious activity
• Filing reports with relevant competent authorities where required
• Ensuring staff training and awareness
5. CUSTOMER DUE DILIGENCE (CDD) AND KYC
The Company applies a risk-based approach to customer due diligence. All users are required to complete Know Your Customer (KYC) verification prior to accessing the platform. Verification is conducted through Sumsub, a regulated third-party identity verification provider. Sumsub supports automated identity verification, PEP screening, sanctions screening, and fraud prevention checks.
Standard CDD
• Government-issued photo identification
• Liveness / biometric verification
• Sanctions and PEP screening
Enhanced Due Diligence (EDD)
Enhanced Due Diligence (EDD) is applied to users presenting elevated risk indicators, including Politically Exposed Persons (PEPs), users from higher-risk jurisdictions, and accounts exhibiting unusual activity patterns. EDD may require proof of address, source of funds documentation, and senior management approval.
The Company does not onboard anonymous users or users who refuse to provide required verification documentation.
6. SANCTIONS SCREENING
All users are screened against applicable international sanctions lists, including:
• OFAC Specially Designated Nationals (SDN) List
• UN Security Council Consolidated Sanctions List
• EU Consolidated Financial Sanctions List
• UK HM Treasury Financial Sanctions Targets
Any confirmed sanctions match results in immediate account suspension and reporting to relevant authorities.
7. RESTRICTED JURISDICTIONS
The Company does not provide services to users residing in or connected to sanctioned, embargoed, or high-risk jurisdictions. Access from restricted countries is blocked through IPbased geofencing and identity verification controls.
Sanctioned / Embargoed Countries:
• Cuba: CU
• Lebanon: LB
• Syria: SY
• Libya: LY
• Israel: IL
• Russia: RU
• Sudan: SD
• Somalia: SO
• South Sudan: SS
• Central African Republic: CF
• Democratic Republic of Congo: CD
• Nicaragua: NI
• Venezuela: VE
• Yemen: YE
• North Korea: KP• United States: US
• Iran: IR
• Vietnam: VN
The countries listed above are subject to international sanctions, regulatory restrictions, or have been identified as high-risk jurisdictions by the Financial Action Task Force (FATF), OFAC, UN Security Council, or our internal compliance review.
“Please note that this list is provided for informational purposes only and is subject to change based on updates to international regulations.”
8. TRANSACTION MONITORING
The Company applies a risk-based approach to monitoring payment activity associated with user accounts on an ongoing basis. Unusual or suspicious patterns — including structuring, inconsistent payment origins, or abnormal payout requests — are subject to enhanced review. The Company reserves the right to delay, suspend, or reject transactions where concerns are identified. Where appropriate, external verification tools and Sumsub risk indicators may be used as part of enhanced review processes.
9. SUSPICIOUS ACTIVITY REPORTING
Where the Company identifies or reasonably suspects activity related to money laundering or terrorism financing, it will file a Suspicious Transaction Report (STR) with the relevant competent authority in accordance with applicable law. All related records are retained for a minimum of five (5) years.
The Company strictly observes the tipping-off prohibition: users will not be notified that a report has been or may be filed.
10. RECORD KEEPING
The Company retains all KYC documentation, transaction records, and compliance-related materials for a minimum of five (5) years from the date of collection, or longer where required by applicable law. All records are stored securely with access limited to authorised personnel.
11. STAFF TRAINING
All relevant staff receive AML/CTF training upon onboarding and on an annual basis to ensure awareness of obligations, red flag indicators, and reporting procedures.
12. ENTERPRISE AML RISK ASSESSMENT
The Company conducts an enterprise-wide AML/CTF risk assessment annually, or upon any material change in products, jurisdictions, payment flows, customer profile, or regulatory requirements.
The assessment considers:
• customer risk
• geographic risk
• payment method risk
• transaction behavior risk
• third-party provider risk
Findings are reviewed by senior management and used to enhance internal controls where necessary.
13. THIRD-PARTY PAYMENT PROVIDERS
The Company processes user payments exclusively through regulated third-party payment service providers (PSPs). All PSPs engaged by the Company are subject to due diligence to confirm their regulatory status and compliance standards.
14. POLICY REVIEW
This Policy is reviewed annually and updated as required to reflect changes in applicable law, regulatory guidance, or the Company's business operations.
15. CONTACT
For questions relating to this Policy: 📧 [email protected] | 🌐 WeMasterTrade
* Disclaimer: WeMasterTrade operates a simulated trading environment. No real financial instruments are traded on behalf of users. This Policy relates solely to the prevention of financial crime in connection with the Company's access fees and payout activities.
Jiunge na
Timu Yetu ya Biashara!
Wateja wanapewa akaunti iliyo na pesa pepe kama sehemu ya muundo wetu wa biashara unaofadhiliwa. Shughuli zao za biashara kwenye akaunti pepe inaigwa kwa wakati halisi na algoriti zetu za kipekee kwenye akaunti yetu ya moja kwa moja ya biashara ya kampuni, na hivyo kuzalisha mtiririko halisi wa pesa.
Kufungwa kwa Utendaji Kidhahania
Matokeo ya utendakazi dhahania yana vikwazo vingi vya asili, baadhi yake vimefafanuliwa hapa chini. Hakuna uwakilishi unaotolewa kwamba akaunti yoyote itapata zawadi au hasara zinazolingana na utendakazi kama zile zinazoonyeshwa. Mara kwa mara kuna tofauti kubwa kati ya matokeo ya utendakazi dhahania na matokeo halisi yanayopatikana baadaye na mpango wowote wa biashara. Mojawapo ya vikwazo vya matokeo ya utendaji dhahania ni kwamba kwa ujumla hutayarishwa kwa manufaa ya mtazamo wa nyuma. Kwa kuongeza, biashara dhahania haihusishi hatari ya kifedha, na hakuna rekodi dhahania ya biashara inayoweza kuhesabu kabisa athari za hatari ya kifedha kwenye biashara halisi. Kwa mfano, uwezo wa kuhimili hasara au kuzingatia mpango fulani wa biashara licha ya hasara za biashara ni nyenzo muhimu, ambayo inaweza pia kuathiri vibaya matokeo halisi ya biashara. Kuna mambo mengine mengi yanayohusiana na soko kwa ujumla au utekelezaji wa mpango wowote mahususi wa biashara, ambao hauwezi kuhesabiwa kikamilifu katika utayarishaji wa matokeo dhahania ya utendaji, na yote haya yanaweza kuathiri vibaya matokeo ya biashara. Ushuhuda unaoonekana kwenye tovuti hii hauwezi kuwakilisha wateja au wateja wengine na sio hakikisho la utendakazi au mafanikio ya siku zijazo.
Ufichuaji wa Utendakazi wa Dhahania - Kanuni ya 4.41 ya CFTC
Matokeo ya biashara yaliyoigwa au dhahania yana vikwazo vya asili. Tofauti na rekodi halisi za utendakazi, haziwakilishi shughuli halisi ya biashara na zinaweza kuundwa kwa manufaa ya kutazama nyuma. Hakuna uwakilishi unaofanywa kwamba akaunti yoyote, au kuna uwezekano, kupata faida au hasara sawa na zile zilizoonyeshwa au kudokezwa.
Ufichuzi wa Hatari
Hii sio fursa ya uwekezaji. Huwezi kuweka fedha yoyote kwa ajili ya uwekezaji. Hatuulizi pesa zozote kwa uwekezaji. Hakuna wakati unahatarisha mtaji wako mwenyewe. Hakuna ahadi za malipo au kurudi. Uuzaji una hatari kubwa na sio kwa kila mwekezaji. Mwekezaji anaweza kupoteza yote au zaidi ya uwekezaji wa awali. Mtaji wa hatari ni pesa inayoweza kupotea bila kuhatarisha usalama wa kifedha wa mtu au mtindo wa maisha. Mtaji wa hatari pekee ndio unapaswa kutumika kwa biashara, na wale tu walio na mtaji wa kutosha wa hatari ndio wanapaswa kuzingatia biashara. Utendaji wa awali si lazima uonyeshe matokeo ya baadaye.
Ufichuzi wa Fidia kwa Wateja
Biashara zote zinazowasilishwa kwa ajili ya fidia ya wateja zinapaswa kuzingatiwa kuwa dhahania na hazipaswi kutarajiwa kuigwa katika mazingira ya biashara iliyoiga. Akaunti zote katika mpango wa WeMasterTrade zinaweza kuwakilisha akaunti za biashara zilizoiga. Malipo hukusanywa na kuwezeshwa na Wecopy Fintech LTD (Nambari ya Kampuni: 14905703), 71-75 Shelton Street, Covent Garden, London, Uingereza, WC2H 9JQ, akifanya kazi kama Wakala wa Malipo kwa niaba ya WeMasterTrade, huku huluki inayotumika ikiamuliwa kulingana na eneo la mtumiaji na njia ya malipo iliyochaguliwa.
Mchakato wa Utatuzi wa Malalamiko
Ikiwa unaamini unastahiki kulipwa fidia kutokana na hitilafu ya mfumo au hitilafu ya mfumo, tafadhali wasiliana na [email protected] ndani ya siku 7 baada ya tukio. Timu yetu itakagua na kujibu ndani ya siku 5 za kazi. Ikiwa malalamiko ni halali, fidia itashughulikiwa ndani ya siku 14 za kazi.
Fidia itapunguzwa kwa thamani ya ada ya huduma inayolipwa kwa akaunti iliyoathiriwa. WeMasterTrade haiwajibikiwi kwa hasara inayotokana na hali ya soko, hitilafu ya mtumiaji, au kukatizwa kwa huduma za watu wengine.
Nchi Zilizozuiwa
WeMasterTrade haitoi huduma ya akaunti za biashara kwa wakazi wa Vietnam, Israel, Urusi, Korea Kaskazini, Iran na baadhi ya nchi nyingine.
Metatrader 5 jukwaa haitoi huduma ya akaunti ya biashara kwa wakazi wa Vietnam, Marekani, Kanada, Israel, Urusi, Korea Kaskazini, Iran na baadhi ya nchi nyingine.
