1. INTRODUCTION
WeMasterTrade (referred to as "the Company", "we", "us") is committed to the prevention of money laundering, terrorism financing, and other financial crimes. This Anti-Money Laundering and Counter-Terrorism Financing Policy ("AML/CTF Policy") sets out the principles and procedures adopted by the Company to comply with applicable laws and international standards.
Our AML/CTF framework is aligned with:
• The Financial Action Task Force (FATF) 40 Recommendations
• The Proceeds of Crime (Money Laundering) and Terrorist Financing Act (PCMLTFA), Canada
• FINTRAC regulatory guidance
• Applicable EU, UK, and international AML/CTF standards
2. ABOUT THE COMPANY
WeMasterTrade is a global proprietary trading evaluation platform at wemastertrade.com. All trading activity on the platform is conducted in a fully simulated environment using demo accounts. No real funds are traded on behalf of users. Users pay a one-time access fee to participate in evaluation programs. Performance-based rewards may be granted at the sole discretion of the Company from its own revenue pursuant to contractual agreements, and do not constitute investment returns, guaranteed income, or financial services. The Company does not hold, manage, transmit, or custody any client funds.
The Company does not establish any fiduciary, client, or investment relationship with users. The Company does not act as a bank, broker, investment adviser, money transmitter, or custodian.
3. SCOPE
This Policy applies to:
• All users accessing the WeMasterTrade platform globally
• All employees, contractors, officers, and agents of the Company
• All financial transactions processed in connection with the Company's services
4. COMPLIANCE FUNCTION
The Company has designated a responsible compliance function to oversee the implementation and enforcement of this Policy. The compliance function is responsible for:
• Implementing and maintaining AML/CTF procedures
• Conducting and overseeing customer due diligence
• Monitoring transactions for suspicious activity
• Filing reports with relevant competent authorities where required
• Ensuring staff training and awareness
5. CUSTOMER DUE DILIGENCE (CDD) AND KYC
The Company applies a risk-based approach to customer due diligence. All users are required to complete Know Your Customer (KYC) verification prior to accessing the platform. Verification is conducted through Sumsub, a regulated third-party identity verification provider. Sumsub supports automated identity verification, PEP screening, sanctions screening, and fraud prevention checks.
Standard CDD
• Government-issued photo identification
• Liveness / biometric verification
• Sanctions and PEP screening
Enhanced Due Diligence (EDD)
Enhanced Due Diligence (EDD) is applied to users presenting elevated risk indicators, including Politically Exposed Persons (PEPs), users from higher-risk jurisdictions, and accounts exhibiting unusual activity patterns. EDD may require proof of address, source of funds documentation, and senior management approval.
The Company does not onboard anonymous users or users who refuse to provide required verification documentation.
6. SANCTIONS SCREENING
All users are screened against applicable international sanctions lists, including:
• OFAC Specially Designated Nationals (SDN) List
• UN Security Council Consolidated Sanctions List
• EU Consolidated Financial Sanctions List
• UK HM Treasury Financial Sanctions Targets
Any confirmed sanctions match results in immediate account suspension and reporting to relevant authorities.
7. RESTRICTED JURISDICTIONS
The Company does not provide services to users residing in or connected to sanctioned, embargoed, or high-risk jurisdictions. Access from restricted countries is blocked through IPbased geofencing and identity verification controls.
Sanctioned / Embargoed Countries:
• Cuba: CU
• Lebanon: LB
• Syria: SY
• Libya: LY
• Israel: IL
• Russia: RU
• Sudan: SD
• Somalia: SO
• South Sudan: SS
• Central African Republic: CF
• Democratic Republic of Congo: CD
• Nicaragua: NI
• Venezuela: VE
• Yemen: YE
• North Korea: KP• United States: US
• Iran: IR
• Vietnam: VN
The countries listed above are subject to international sanctions, regulatory restrictions, or have been identified as high-risk jurisdictions by the Financial Action Task Force (FATF), OFAC, UN Security Council, or our internal compliance review.
“Please note that this list is provided for informational purposes only and is subject to change based on updates to international regulations.”
8. TRANSACTION MONITORING
The Company applies a risk-based approach to monitoring payment activity associated with user accounts on an ongoing basis. Unusual or suspicious patterns — including structuring, inconsistent payment origins, or abnormal payout requests — are subject to enhanced review. The Company reserves the right to delay, suspend, or reject transactions where concerns are identified. Where appropriate, external verification tools and Sumsub risk indicators may be used as part of enhanced review processes.
9. SUSPICIOUS ACTIVITY REPORTING
Where the Company identifies or reasonably suspects activity related to money laundering or terrorism financing, it will file a Suspicious Transaction Report (STR) with the relevant competent authority in accordance with applicable law. All related records are retained for a minimum of five (5) years.
The Company strictly observes the tipping-off prohibition: users will not be notified that a report has been or may be filed.
10. RECORD KEEPING
The Company retains all KYC documentation, transaction records, and compliance-related materials for a minimum of five (5) years from the date of collection, or longer where required by applicable law. All records are stored securely with access limited to authorised personnel.
11. STAFF TRAINING
All relevant staff receive AML/CTF training upon onboarding and on an annual basis to ensure awareness of obligations, red flag indicators, and reporting procedures.
12. ENTERPRISE AML RISK ASSESSMENT
The Company conducts an enterprise-wide AML/CTF risk assessment annually, or upon any material change in products, jurisdictions, payment flows, customer profile, or regulatory requirements.
The assessment considers:
• customer risk
• geographic risk
• payment method risk
• transaction behavior risk
• third-party provider risk
Findings are reviewed by senior management and used to enhance internal controls where necessary.
13. THIRD-PARTY PAYMENT PROVIDERS
The Company processes user payments exclusively through regulated third-party payment service providers (PSPs). All PSPs engaged by the Company are subject to due diligence to confirm their regulatory status and compliance standards.
14. POLICY REVIEW
This Policy is reviewed annually and updated as required to reflect changes in applicable law, regulatory guidance, or the Company's business operations.
15. CONTACT
For questions relating to this Policy: 📧 [email protected] | 🌐 WeMasterTrade
* Disclaimer: WeMasterTrade operates a simulated trading environment. No real financial instruments are traded on behalf of users. This Policy relates solely to the prevention of financial crime in connection with the Company's access fees and payout activities.
Bergabunglah dengan Tim Perdagangan
Kami!
Klien diberikan akun yang berisi dana virtual sebagai bagian dari model perdagangan kami yang didanai. Aktivitas perdagangan mereka di akun virtual direplikasi secara real-time oleh algoritma eksklusif kami ke akun perdagangan perusahaan langsung kami, sehingga menghasilkan arus kas aktual.
Penutupan Kinerja Hipotetis
Hasil kinerja hipotetis memiliki banyak keterbatasan yang melekat, beberapa di antaranya dijelaskan di bawah ini. Tidak ada pernyataan yang dibuat bahwa akun mana pun kemungkinan akan memperoleh imbalan atau kerugian berbasis kinerja serupa dengan yang ditunjukkan. Seringkali terdapat perbedaan tajam antara hasil kinerja hipotetis dan hasil aktual yang dicapai oleh program perdagangan tertentu. Salah satu keterbatasan hasil kinerja hipotetis adalah bahwa hasil kinerja tersebut umumnya disusun dengan melihat ke belakang. Selain itu, perdagangan hipotetis tidak melibatkan risiko finansial, dan tidak ada catatan perdagangan hipotetis yang dapat sepenuhnya menjelaskan dampak risiko finansial pada perdagangan sebenarnya. Misalnya, kemampuan untuk menahan kerugian atau mematuhi program perdagangan tertentu meskipun mengalami kerugian perdagangan adalah hal yang penting, yang juga dapat berdampak buruk pada hasil perdagangan sebenarnya. Ada banyak faktor lain yang terkait dengan pasar secara umum atau penerapan program perdagangan tertentu, yang tidak dapat sepenuhnya diperhitungkan dalam penyusunan hasil kinerja hipotetis, dan semuanya dapat berdampak buruk pada hasil perdagangan. Testimonial yang muncul di situs web ini mungkin tidak mewakili klien atau pelanggan lain dan bukan merupakan jaminan kinerja atau kesuksesan di masa depan.
Pengungkapan Kinerja Hipotetis – Peraturan CFTC 4.41
Hasil perdagangan yang disimulasikan atau hipotetis memiliki keterbatasan yang melekat. Tidak seperti catatan kinerja sebenarnya, catatan tersebut tidak mewakili aktivitas perdagangan nyata dan mungkin dirancang untuk melihat ke belakang. Tidak ada pernyataan yang dibuat bahwa akun mana pun akan, atau kemungkinan besar, memperoleh keuntungan atau kerugian serupa dengan yang ditunjukkan atau tersirat.
Pengungkapan Risiko
Ini bukan peluang investasi. Anda tidak menyetor dana apa pun untuk investasi. Kami tidak meminta dana apa pun untuk investasi. Anda tidak akan pernah mempertaruhkan modal Anda sendiri. Tidak ada janji imbalan atau imbalan. Perdagangan mengandung risiko besar dan bukan untuk setiap investor. Seorang investor bisa kehilangan seluruh atau lebih dari investasi awal. Modal risiko adalah uang yang dapat hilang tanpa membahayakan keamanan finansial atau gaya hidup seseorang. Hanya modal risiko yang boleh digunakan untuk perdagangan, dan hanya mereka yang memiliki modal risiko memadai yang boleh mempertimbangkan perdagangan. Kinerja masa lalu belum tentu menunjukkan hasil di masa depan.
Pengungkapan Kompensasi Pelanggan
Semua perdagangan yang disajikan untuk kompensasi pelanggan harus dianggap hipotetis dan tidak diharapkan untuk direplikasi dalam lingkungan simulasi perdagangan. Semua akun dalam program WeMasterTrade dapat mewakili akun perdagangan simulasi. Pembayaran dikumpulkan dan difasilitasi oleh Wecopy Fintech LTD (Nomor Perusahaan: 14905703), 71-75 Shelton Street, Covent Garden, London, Inggris, WC2H 9JQ, bertindak sebagai Agen Pembayaran atas nama WeMasterTrade, dengan entitas yang berlaku ditentukan berdasarkan lokasi pengguna dan metode pembayaran yang dipilih.
Proses Penyelesaian Pengaduan
Jika Anda yakin berhak atas kompensasi karena kesalahan platform atau kerusakan sistem, silakan hubungi [email protected] dalam waktu 7 hari setelah kejadian. Tim kami akan meninjau dan merespons dalam 5 hari kerja. Jika pengaduan tersebut valid, maka kompensasi akan diproses dalam waktu 14 hari kerja.
Kompensasi terbatas pada nilai biaya layanan yang dibayarkan untuk akun yang terkena dampak. WeMasterTrade tidak bertanggung jawab atas kerugian yang diakibatkan oleh kondisi pasar, kesalahan pengguna, atau gangguan layanan pihak ketiga.
Negara yang Dibatasi
WeMasterTrade tidak menyediakan layanan akun perdagangan untuk penduduk Vietnam, Israel, Rusia, Korea Utara, Iran, dan beberapa negara lainnya.
Platform Metatrader 5 tidak menyediakan layanan akun perdagangan untuk penduduk Vietnam, AS, Kanada, Israel, Rusia, Korea Utara, Iran, dan beberapa negara lainnya.
